Right on Tom! I'd be happy to help out however I can. I'm game.

The effect of global warming is now existing and in fact considered by many as the major cause of the economic downturn we are suffering at present. Bankruptcy is one of the indications. Swine flue pandemic is boosting in different forms of mass media. People in America specially the swine businessmen are too much affected by the dilemma. they already know the next thing to happen.Bankruptcy is never a pleasant thing to contemplate. If you think you might have to file for bankruptcy protection, there are two options. Chapter 7 is where you have little or no property and you have an unmanageable amount of debt, credit card or otherwise and no quick payday loan can help. Chapter 11 is for paying off a percentage of the debt, if you are facing foreclosure or repossession. Chapter 13 filing gives you 3 to 5 years to pay off a portion of your debts. Bankruptcy stays on your credit report for up to ten years, depending on what type, and not disclosing it is a crime. However, bankruptcy is among the debt relief options you have, as odious as it is.

Welcome to Changents, Tom! I saw your most recent post on Europe's chin-scratcher to create scale around an electric car industry. Thought you may want to check out Changents member Terry Tolleson (http://www.changents.com/tamashii). Terry's has a 1981 Alfa Romeo Spyder Veloce that's about to get the "makeover of a lifetime" as he converts it to an all-electric-vehicle. We're following his Change Agent story to see how he pulls this off. It's a cool contrast to get his perspective as a lone-wolf while the European industry at large wrestles with the challenge. When you get a chance, invite some Backers and post an Action Request or two. The Changents community wants to get behind you!